

COST & REQUIREMENTS
Transparency matters as much as expertise. Here's what to expect around cost, insurance, shared responsibility, and the requirements for care with Desert Rain Midwifery.
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Cost & Insurance — What to expect for pricing, payment, and insurance coverage
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Shared Decision-Making & Shared Responsibility — How care decisions are made together
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Required Screening in Pregnancy — Standard screenings included in your care
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First Unmedicated Birth Requirements — What's needed if this is your first unmedicated birth
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Client Supply & Task List — What to prepare ahead of your birth
COST & INSURACE
Commercial Insurance & Tricare
Desert Rain Midwifery is an out-of-network provider for all commercial insurance companies and Tricare.* You are responsible for all fees (as outlined below) in full prior to labor and birth. Upon starting care you will be asked to sign a financial agreement outlining the timing of payments. We recommend obtaining an Estimate of Benefits from your insurance company to determine what amount of reimbursement you can expect for services provided by Desert Rain Midwifery as an out-of-network provider. At the conclusion of your care, we will provide you with a superbill for you to submit to your insurance company for reimbursement.
Medicaid
Desert Rain Midwifery is an in-network provider with BCBS Turquoise and Presbyterian Turquoise. If you have Medicaid under a different MCO and would like to receive care from Desert Rain Midwifery, you will need to switch to BCBS Turquoise or Presbyterian Turquoise; this is a relatively simple process and we can assist you if needed.
Care for the Childbearing Year
Routine Pregnancy, Labor, Birth, & Dyad Care
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Prenatal care every 4 weeks from entry into care until 28 weeks, every 2 weeks from 28 weeks to 36 weeks, weekly from 36 weeks to 41 weeks, and every 3 days from 41 weeks to 42 weeks and 0 days
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Labor, delivery, and immediate postpartum at home from 37 weeks 0 days to 42 weeks 0 days
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Dyad care (postpartum and newborn care) at 1 day, 3 day, 2 weeks, 4 weeks, and 6-8 weeks after birth.
Fee: $8000 + gross receipts tax (GRT)
Medicaid Client Fee: $2000 + GRT**
Problem Visit during the Childbearing Year (30-60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Lactation Visit (60-90 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Newborn Weight Check (30 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Newborn Bilirubin Check (30 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Contraception & Family Planning (60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Annual Exams & Paps (60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Vaginal Infections & Imbalances (30-60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Sexually Transmitted Infection Screening & Treatment (30-60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
Basic Mental Health Care (30-60 minutes)***
Fee: $200/hour + GRT
Medicaid Client Fee: No fee
* Insurance billing for the childbearing year is undergoing a major overhaul on a national level effective January 2027. Once this overhaul takes place and settles, Desert Rain Midwifery may become an in-network provider with commercial insurance companies. Check back for updates!
**This is the Non-Covered Services Fee for Medicaid-Paying Clients. This fee covers elements of care that are NOT and CANNOT be billed to Medicaid.
***Payment is due at time of service. Visit lengths are estimates and may vary from what is written here.
SHARED DECISION-MAKING & SHARED RESPONSIBILITY

Safe homebirth requires shared decision-making and shared responsibility. The midwife brings her clinical expertise and evidence-based recommendations in guiding you through care. She works within her practice guidelines that have been developed through extensive research, experience, and in consultation with various expert bodies to define safe parameters of homebirth care. You bring personal expertise of your own life, values, and body. The two of you come together in partnership to make decisions; this is shared decision-making.
You both also accept that there are consequences to any decision, some degree of which cannot be foreseen despite everyone’s best efforts; this is the crux of shared responsibility. In order for this partnership to work, both the midwife and client must be open, honest, trusting, and communicate effectively with one another.
If you want a provider to assume all medical responsibility and tell you what to do, homebirth care with Desert Rain Midwifery is not for you. You must feel comfortable in taking ownership of your decisions and the consequences of those decisions in order to participate in shared decision-making and assume shared responsibility with Desert Rain Midwifery. If you have any questions, we are happy to chat more about this.
Safe homebirth requires shared decision-making and shared responsibility. The midwife brings her clinical expertise and evidence-based recommendations in guiding you through care. She works within her practice guidelines that have been developed through extensive research, experience, and in consultation with various expert bodies to define safe parameters of homebirth care. You bring personal expertise of your own life, values, and body. The two of you come together in partnership to make decisions; this is shared decision-making. You both also accept that there are consequences to any decision, some degree of which cannot be foreseen despite everyone’s best efforts; this is the crux of shared responsibility. In order for this partnership to work, both the midwife and client must be open, honest, trusting, and communicate effectively with one another. If you want a provider to assume all medical responsibility and tell you what to do, homebirth care with Desert Rain Midwifery is not for you. You must feel comfortable in taking ownership of your decisions and the consequences of those decisions in order to participate in shared decision-making and assume shared responsibility with Desert Rain Midwifery. If you have any questions, we are happy to chat more about this.
Required Screening in Pregnancy
Desert Rain Midwifery requires the following of every pregnant client in our care. These tests give us critical information about your health and the health of the pregnancy. They are necessary components of providing informed and safe pregnancy care in a homebirth setting. If you plan on declining any of these tests, you will need to seek care elsewhere.
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Early pregnancy labs done at the first prenatal visit with follow up on abnormal results
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Anatomy ultrasound between 18 and 22 weeks
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Screening for gestational diabetes, anemia, and syphilis between 26 and 28 weeks
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Group B strep (GBS) swab at 36-37 weeks and repeated at 40-41 weeks if still pregnant
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Biophysical profile and non-stress test at 41 weeks 0 days if still pregnant
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Non-stress test every 3 days in 41st week of pregnancy if still pregnant
Whatever your test results, rest assured that the midwife will discuss with you evidence-based recommendations, your options and the benefits / risks of those options, and the ways in which different options affect eligibility for homebirth care.
First Unmedicated Birth Requirements
If this is your first time giving birth OR your first time giving birth without an epidural, this section is for you.
Birth is a powerful experience and a true rite of initiation. Unmedicated birth tends to be hard. There is much we can’t control; preparation is something we can. The consistent presence of a trained doula and the preparation of childbirth classes are invaluable supports for unmedicated birth. We REQUIRE these components of care if this is your first unmedicated birth because, after many years of working with birthing families, we have found they increase the likelihood that you will birth at home. Costs for doula and childbirth classes are separate from the Desert Rain Midwifery fee.
Doula Care
A doula is someone trained in providing social-emotional support during labor and birth. She serves as a reassuring presence throughout your experience. She can assist with positions and natural pain-coping methods, share information and suggestions, and help advocate for you. Doulas do not provide medical care. Research shows that doulas “improve birth outcomes and increase satisfaction with the birth experience” (ACNM Birth Doula Position Statement, 2022). For an evidence-based overview on the benefits of doulas, click here. In our experience, people who have a doula cope with labor more effectively and feel better about their experience regardless of where they birth.
The doula you hire MUST be trained as a birth doula and willing to join you at home BEFORE active labor. First-time labors often take a while, and a doula can be invaluable before it’s time for the midwife to arrive. Once the midwife arrives at your home, she will collaborate with the doula in recommending comfort measures, position changes, and supportive labor practices. Should a transfer to hospital be necessary, the doula remains with you.
Medicaid covers doula care in full. See our Resources Page for more information about doulas in Albuquerque and Santa Fe.
To find a doula covered by BCBS Turquoise, search Doula in the BCBS Turquoise Provider Directory
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Go to NM Doula Directory, select Search, under categories select Payment Options, and then select BCBS-Medicaid.
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Contact member services, phone number on the back of your BCBS Turquoise card.
To find a doula covered by Presbyterian Turquoise, go to NM Doula Directory, select Search, under categories select Payment Options, and then select Presbyterian-Medicaid.
OR
Contact member services, phone number on the back of your Presbyterian Turquoise card.
For commercial insurance clients, contact your insurance company to see if doula care is covered. If it is not, this will be an out-of-pocket fee. Costs vary widely based on the doula and package you select.
Childbirth Classes
Having an idea of what labor can look like, what to expect with breastfeeding, and how to care for a newborn are critical components of shared responsibility and safe homebirth care. If this is your first baby, you will learn about the stages of labor, warning signs, when to call the midwife, and consider (and hopefully practice!) natural pain-coping methods. You may also learn what to expect if transfer to hospital is needed. If you have birthed before with an epidural, then you may already have an idea of what labor can look like; classes are an opportunity to refresh your knowledge and focus on coping without medication. While no childbirth class can replicate the intensity of labor, classes can help build a pain-coping mindset that can really help the day your baby decides to make their entrance.
Childbirth class fees vary in price based on class size, number of meetings, and whether the class is held in person or remotely. See our Resources Page for more information about local and remote childbirth education options.
CLIENT SUPPLY LIST
Please obtain the following supplies and have all of the following tasks completed by the 36 week home visit. Supplies should be gathered together in an easy-to-find area that you can show the midwife during the visit; this will be where your midwife will look for them in labor.
For a downloadable and printable Supply List, CLICK HERE.
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Maxi Regular Birth Pool Essential Kit - :this item is not required if using your large bathtub or if you do not desire water immersion at any point in labor
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A large tarp or shower curtain to place around the birth pool to protect your floor from wet footprints - this item is not required if you are not using a birth pool
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Waterproof cover for your mattress - a cheap shower curtain liner (that has been aired out!) works well.
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Bath towels (no need to be new), at least 6
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Washcloths (no need to be new) ~6
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Receiving blankets for baby (8-10) – please wash even if they’re new
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Lightweight washable blankets (2) that you won’t mind getting soiled or stained
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39-gallon trash bags (2)
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Chux pads, 23x36” (~25)
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Electrolyte drinks – coconut water, Recharge, Nuun tablets, LMNT packets, or something similar that you like (~32 oz)
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Easy-to-grab meals and high energy snack foods that you like
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Light foods that are easy to digest during labor - miso broth, applesauce, fresh fruit, popsicles, nut butters/bars, etc.
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Protein for after birth - eggs, chicken, nut butters, etc.
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Soap, clean towels, and toilet paper in bathrooms
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Whatever clothes mother/birthing person may want to labor in
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Strong paper towels (1 roll)
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Bendable straws
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Ice in freezer
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Large plastic or metal bowls (2) OR 1 bowl for placenta and 1 small trash can for vomiting
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Space heater if room will be less than 72 degrees at birth
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Flashlight and batteries
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Extension cord if outlets are not nearby
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A cleared off tabletop, dresser, or other surface in the room you think you might birth in for the midwife to set up her supplies (~ 2 ft x 3 ft)
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Heating pad, hot water bottle, or microwavable rice pack
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Optional: candles, twinkle lights, music, essential oils – whatever you desire to make your space cozy
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Optional: 1 crock pot or slow cooker for warming perineal compresses if desired. No need to buy this – ask a friend to borrow one.
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Optional: Camera/video if desired
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An extra set of clean pillow cases and sheets – no need to be new
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1-gallon freezer bags (2)
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Mesh briefs / disposable postpartum underwear (2-3)
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Extra-large or overnight menstrual pads (~12)
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Perineal cold packs or padsicles (6-12)
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Perineal bottle
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Sitz bath herbs
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Sitz bath or large shallow pan/tupperware you can sit in
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Nipple cream, Medihoney, or Lansinoh
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Hydrogen peroxide
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Diapers and baby wipes
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Baby clothes: t-shirt or onesie, gown or jumper, socks, soft hat – please wash even if new
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Approved infant car seat installed IN CAR
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Digital thermometer that can be used for baby under arm
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Digital thermometer that can be used orally for mother/birthing person
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Nursing nightgown or loose t-shirts or pajamas for mother/birthing person
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Nursing bras
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Ibuprofen and extra strength Tylenol
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Optional: Manuka honey to sooth sore perineum and promote wound healing
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Optional: Afterease herbal tincture for afterpains
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Optional (but a good idea): double-sided electric breast pump AND a Haakaa silicone breast pump
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In case transfer is needed, your hospital bag needs to be ready to go. Preparing this bag is not going to jinx anything; rather, it’s an honest and important part of preparing for the unknown of labor.
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Printed birth plan (2 copies) – keep it simple and focus on your priorities
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Nightshirt/gown and robe, easy to breastfeed in
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Warm socks (2 pair)
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Slippers
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Nursing bra and underwear
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Toiletries – lip balm, toothbrush, toothpaste, hairbrush, lotion, shampoo, conditioner, deodorant
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Hair ties (hair ties and lip balm are the most requested items that people often forget!)
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Going home clothes for mother/birthing person
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Baby clothes – hat, undershirt, gown or jumper, socks
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Baby blanket
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Soft tissue
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Insurance card
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ID card
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Easy food for laboring mom and partner – meal bars, miso packets, applesauce squeezes, protein drink, etc.
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Sense of humor, resilience, and flexibility
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Optional: cozy blanket or pillow for mother (the hospital will have blankets and pillows, but some people prefer bringing their own)
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Optional: camera/video if desired (not all hospitals will allow video, but most allow pictures)
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Optional: small speaker to play music through phone and headphones
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Midwife’s on-call number in client phone, partner phone, and doula phone. Make sure everybody knows which number to call when needed.
Have a plan and a back-up plan 24/7 for who will be with older children during labor and/or should a hospital transfer be necessary. Make sure client and partner both know this plan and have contact numbers for childcare people in their phones.
Area along one side of your home’s bed AND tub cleared for easy access
If you are using your own bathtub for your homebirth, it needs to be cleaned thoroughly with bleach-based supplies. Ideally, a partner or family member should clean. If this is not possible, the pregnant person should wear a mask and gloves to clean.
Turn up home water heater temperature so there is plenty of warm water when you go into labor. Make sure your family knows this has been done, so kids don’t get burned by faucet.
Directions to transfer hospital should this become necessary
Full tank of gas in car
Car seat installed in car